/* ============================================================
   MALKA ADVANCE — site styles
   ============================================================ */

/* ---------- NAV ---------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 100;
  transition: all 200ms;
  padding: 18px 0;
  background: transparent;
}
.nav-scrolled {
  background: color-mix(in srgb, var(--bg-1) 88%, transparent);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line-soft);
  padding: 12px 0;
}
.nav-inner {
  max-width: 1480px;
  margin: 0 auto;
  padding: 0 var(--gutter);
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-logo {
  display: flex; align-items: center; gap: 12px;
  text-decoration: none;
  color: var(--ivory);
  flex-shrink: 0;
}
.nav-links {
  display: flex; align-items: center; gap: 4px;
  flex: 1;
  margin-left: 16px;
}
.nav-link {
  padding: 8px 14px;
  color: var(--ivory-dim);
  text-decoration: none;
  font-size: 14px;
  font-weight: 450;
  border-radius: 8px;
  transition: color 160ms;
}
.nav-link:hover { color: var(--ivory); }
.nav-link.active { color: var(--gold); }
.nav-cta { display: flex; gap: 10px; }
.nav-burger { display: none; }

@media (max-width: 980px) {
  .nav-links { display: none; }
  .nav-cta .btn-ghost { display: none; }
  .nav-burger {
    display: flex; flex-direction: column; gap: 4px;
    width: 40px; height: 40px;
    background: transparent; border: 1px solid var(--line);
    border-radius: 8px;
    align-items: center; justify-content: center;
    margin-left: auto;
    cursor: pointer;
  }
  .nav-burger span { width: 16px; height: 1px; background: var(--ivory); }
  .nav-mobile {
    background: var(--bg-2);
    border-top: 1px solid var(--line);
    padding: 16px var(--gutter);
    display: flex; flex-direction: column; gap: 4px;
    margin-top: 12px;
  }
  .nav-mobile a {
    padding: 14px 0;
    color: var(--ivory);
    text-decoration: none;
    border-bottom: 1px solid var(--line-soft);
  }
}

/* ---------- HERO ---------- */
.hero {
  position: relative;
  padding: clamp(120px, 16vh, 180px) 0 clamp(80px, 10vh, 140px);
  overflow: hidden;
  min-height: 92vh;
  display: flex;
  align-items: center;
}
.hero-bg { position: absolute; inset: 0; pointer-events: none; }
.hero-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(to right, var(--line-soft) 1px, transparent 1px),
    linear-gradient(to bottom, var(--line-soft) 1px, transparent 1px);
  background-size: 80px 80px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 40%, black, transparent);
  -webkit-mask-image: radial-gradient(ellipse 80% 80% at 50% 40%, black, transparent);
  opacity: 0.5;
}
.hero-glow {
  position: absolute;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, color-mix(in srgb, var(--gold) 18%, transparent), transparent 60%);
  top: -100px; right: -100px;
  filter: blur(80px);
  opacity: 0.7;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: clamp(48px, 6vw, 96px);
  align-items: center;
  position: relative;
}
.hero-inner-single {
  display: block;
  position: relative;
  max-width: 920px;
  margin: 0 auto;
  text-align: center;
}
.hero-inner-single .hero-copy { max-width: none; margin: 0 auto; }
.hero-inner-single .hero-sub { margin-left: auto; margin-right: auto; }
.hero-inner-single .hero-cta { justify-content: center; }
.hero-inner-single .hero-trust { justify-content: center; }
@media (max-width: 1080px) {
  .hero-inner { grid-template-columns: 1fr; }
}

.hero-copy { max-width: 640px; }
.hero-title {
  font-size: clamp(44px, 6vw, 84px);
  font-family: var(--font-display);
  font-weight: 400;
  letter-spacing: -0.025em;
  line-height: 1.02;
  margin-top: 24px;
  text-wrap: balance;
}
.hero-sub {
  font-size: clamp(17px, 1.5vw, 20px);
  color: var(--ivory-dim);
  margin-top: 28px;
  line-height: 1.5;
  max-width: 540px;
  text-wrap: pretty;
}
.hero-cta {
  display: flex; gap: 12px; flex-wrap: wrap;
  margin-top: 40px;
}
.hero-trust {
  display: flex; align-items: center; gap: 28px;
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid var(--line-soft);
}
.hero-stat { font-size: 28px; margin-top: 6px; color: var(--ivory); }
.rule-v {
  width: 1px; height: 36px;
  background: var(--line-soft);
  flex-shrink: 0;
}
.hero-inner-editorial {
  text-align: center;
  max-width: 900px;
  margin: 0 auto;
  position: relative;
  z-index: 2;
}
.hero-title-editorial {
  font-size: clamp(54px, 8vw, 120px);
  font-family: var(--font-display);
  letter-spacing: -0.025em;
  line-height: 0.98;
  margin: 32px 0 0;
}
.editorial-mark {
  margin-top: 64px;
  opacity: 0.32;
  display: flex; justify-content: center;
}

/* ---------- APPROVAL CARD ---------- */
.approval-card {
  background:
    linear-gradient(180deg, var(--bg-2), var(--bg-3));
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 32px;
  position: relative;
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.04) inset,
    0 30px 60px -20px rgba(0, 0, 0, 0.5);
}
.approval-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 18px;
  padding: 1px;
  background: linear-gradient(180deg, var(--gold), transparent 50%);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
          mask-composite: exclude;
  opacity: 0.5;
  pointer-events: none;
}
.approval-head {
  display: flex; justify-content: space-between; align-items: flex-start;
  gap: 16px;
}
.approval-name {
  font-size: 22px;
  margin-top: 4px;
  letter-spacing: -0.01em;
}
.status-pill {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 6px 12px;
  border-radius: 999px;
  font-family: var(--font-mono);
  font-size: 10.5px;
  letter-spacing: 0.14em;
  background: rgba(212, 160, 86, 0.1);
  color: var(--gold);
  border: 1px solid var(--line);
  flex-shrink: 0;
}
.status-pill.funded {
  background: rgba(110, 194, 141, 0.12);
  color: var(--green);
  border-color: rgba(110, 194, 141, 0.3);
}
.status-pill .dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: currentColor;
  box-shadow: 0 0 6px currentColor;
  animation: pulse 1.6s ease-in-out infinite;
}

.approval-steps { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 14px; }
.approval-step {
  display: grid;
  grid-template-columns: 32px 1fr;
  gap: 14px;
  align-items: center;
  opacity: 0.42;
  transition: opacity 400ms;
}
.approval-step.active, .approval-step.done { opacity: 1; }
.approval-step.active .approval-num {
  background: var(--gold);
  color: #1a1208;
}
.approval-step.done .approval-num {
  background: var(--gold-deep);
  color: var(--ivory);
}
.approval-num {
  width: 32px; height: 32px;
  border-radius: 8px;
  background: var(--bg-3);
  border: 1px solid var(--line-soft);
  display: flex; align-items: center; justify-content: center;
  color: var(--mute);
  font-size: 11px;
  letter-spacing: 0.05em;
  transition: all 300ms;
}
.approval-row { display: flex; justify-content: space-between; gap: 12px; }
.approval-detail {
  font-size: 14px;
  color: var(--ivory-dim);
  margin-top: 2px;
}
.approval-foot {
  display: flex; justify-content: space-between; align-items: flex-end;
  gap: 24px;
}
.approval-amount {
  font-size: 38px;
  margin-top: 4px;
  color: var(--gold);
  letter-spacing: -0.02em;
}
.amount-cents { font-size: 20px; opacity: 0.55; }
.approval-meter { flex: 1; max-width: 180px; }
.meter-bar {
  width: 100%; height: 4px;
  background: var(--bg-3);
  border-radius: 2px;
  overflow: hidden;
}
.meter-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-soft));
  transition: width 600ms cubic-bezier(.2,.8,.2,1);
}

/* ---------- STATS BAR ---------- */
.stats-bar { padding: 80px 0; border-top: 1px solid var(--line-soft); border-bottom: 1px solid var(--line-soft); }
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
@media (max-width: 720px) {
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 36px 24px; }
}
.stat-cell { text-align: left; }
.stat-n {
  font-size: clamp(40px, 4vw, 60px);
  letter-spacing: -0.03em;
  color: var(--ivory);
}
.stat-l {
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--mute);
  margin-top: 8px;
}

/* ---------- SECTION TITLES ---------- */
.section-title {
  font-size: clamp(36px, 4.5vw, 64px);
  font-family: var(--font-display);
  letter-spacing: -0.025em;
  line-height: 1.02;
  margin-top: 18px;
  text-wrap: balance;
}
.section-sub {
  font-size: 17px;
  margin-top: 24px;
  line-height: 1.55;
  text-wrap: pretty;
}

/* ---------- PRINCIPLES ---------- */
.principles { background: var(--bg-0); border-top: 1px solid var(--line-soft); }
.principles-head { max-width: 720px; margin-bottom: 80px; }
.principles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line-soft);
  border-top: 1px solid var(--line-soft);
  border-bottom: 1px solid var(--line-soft);
}
@media (max-width: 880px) { .principles-grid { grid-template-columns: 1fr; } }
.principle {
  background: var(--bg-0);
  padding: 56px 36px;
  display: flex; flex-direction: column; gap: 18px;
}
.principle-n {
  font-size: 14px;
  letter-spacing: 0.22em;
  color: var(--gold);
  font-style: italic;
}
.principle-h {
  font-family: var(--font-display);
  font-size: 30px;
  line-height: 1.1;
  letter-spacing: -0.018em;
  text-wrap: balance;
}
.principle-b {
  font-size: 15.5px;
  line-height: 1.6;
}

/* ---------- PRODUCTS ---------- */
.products-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 32px;
  margin-bottom: 64px;
  flex-wrap: wrap;
}
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line-soft);
  border: 1px solid var(--line-soft);
  border-radius: 16px;
  overflow: hidden;
}
@media (max-width: 980px) { .products-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .products-grid { grid-template-columns: 1fr; } }

.product-card {
  background: var(--bg-1);
  padding: 36px 32px;
  display: flex; flex-direction: column; gap: 18px;
  transition: background 200ms;
}
.product-card:hover { background: var(--bg-2); }
.product-head {
  display: flex; justify-content: space-between; align-items: flex-start;
  gap: 12px;
}
.product-name {
  font-size: 26px;
  letter-spacing: -0.012em;
}
.product-name-lg {
  font-size: clamp(36px, 4vw, 56px);
  letter-spacing: -0.022em;
  line-height: 1.04;
}
.product-tag {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 999px;
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.14em;
  background: rgba(212, 160, 86, 0.1);
  color: var(--gold);
  border: 1px solid var(--line);
  white-space: nowrap;
}
.product-blurb {
  font-size: 14.5px;
  line-height: 1.55;
  flex: 1;
}
.product-meta {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 16px;
  padding-top: 18px;
  border-top: 1px solid var(--line-soft);
}
.product-meta-v {
  font-size: 13px;
  color: var(--ivory);
  margin-top: 4px;
}
.product-meta-big {
  font-size: 22px;
  margin-top: 6px;
  color: var(--ivory);
  letter-spacing: -0.015em;
}
.product-link {
  font-family: var(--font-sans);
  font-size: 14px;
  color: var(--gold);
  text-decoration: none;
  margin-top: 4px;
  display: inline-flex; align-items: center; gap: 6px;
  transition: gap 160ms;
}
.product-link:hover { gap: 10px; }

/* PRODUCTS PAGE rows */
.products-detail .product-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  padding: 80px 0;
  border-bottom: 1px solid var(--line-soft);
}
.products-detail .product-row:first-child { padding-top: 0; }
.products-detail .product-row.rev .product-row-text { order: 2; }
.products-detail .product-row.rev .product-row-visual { order: 1; }
@media (max-width: 880px) {
  .products-detail .product-row { grid-template-columns: 1fr; gap: 32px; padding: 56px 0; }
  .products-detail .product-row.rev .product-row-text { order: unset; }
  .products-detail .product-row.rev .product-row-visual { order: unset; }
}
.product-detail-meta {
  display: flex; gap: 48px;
  margin-top: 36px;
  padding-top: 28px;
  border-top: 1px solid var(--line-soft);
}

/* Product visual frame */
.pv-frame {
  position: relative;
  background: var(--bg-2);
  border: 1px solid var(--line-soft);
  aspect-ratio: 4/3;
  padding: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.pv-corner {
  position: absolute;
  width: 16px; height: 16px;
  border: 1px solid var(--gold);
}
.pv-corner.tl { top: -1px; left: -1px; border-right: none; border-bottom: none; }
.pv-corner.tr { top: -1px; right: -1px; border-left: none; border-bottom: none; }
.pv-corner.bl { bottom: -1px; left: -1px; border-right: none; border-top: none; }
.pv-corner.br { bottom: -1px; right: -1px; border-left: none; border-top: none; }
.pv-content { width: 100%; height: 100%; display: flex; align-items: center; justify-content: center; }
.pv-stack { width: 100%; display: flex; flex-direction: column; gap: 14px; }
.pv-bar-row { display: flex; align-items: center; gap: 16px; }
.pv-bar { background: var(--gold-deep); width: 100%; }
.pv-day { font-size: 11px; letter-spacing: 0.1em; color: var(--mute); white-space: nowrap; }
.pv-tick { height: 1px; background: var(--line); }
.pv-svg { width: 100%; }
.pv-line-meter { width: 100%; height: 36px; background: var(--bg-3); border: 1px solid var(--line-soft); position: relative; }
.pv-line-fill {
  height: 100%;
  background: var(--gold);
  display: flex; align-items: center; padding: 0 10px;
  color: #1a1208;
  font-size: 11px;
  letter-spacing: 0.08em;
}
.pv-inv-row {
  display: grid; grid-template-columns: 1fr auto 50px;
  gap: 12px;
  font-size: 13px;
  padding: 8px 0;
  border-bottom: 1px solid var(--line-soft);
  align-items: center;
}
.pv-inv-amt { color: var(--ivory); }
.pv-cal {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 4px;
}
.pv-cal-cell { aspect-ratio: 1; }
.pv-equip-foot { display: flex; justify-content: space-between; padding-top: 12px; border-top: 1px solid var(--line-soft); font-size: 12px; }

/* Reverse consolidation diagram */
.pv-rev-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 4px;
}
.pv-rev-total {
  font-size: 15px;
  color: var(--mute);
  letter-spacing: 0.04em;
}
.pv-rev-total.t-gold { color: var(--gold); }
.pv-rev-stack {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 4px;
}
.pv-rev-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 12px;
  background: var(--bg-3);
  border-left: 2px solid var(--line);
  font-size: 12px;
  color: var(--mute);
}
.pv-rev-bar.pv-rev-after {
  background: color-mix(in oklab, var(--gold) 14%, var(--bg-2));
  border-left: 2px solid var(--gold);
  color: var(--ivory);
}
.pv-rev-amt {
  color: var(--ivory);
  font-size: 12px;
}
.pv-rev-bar.pv-rev-after .pv-rev-amt { color: var(--gold); }
.pv-rev-arrow {
  margin: 6px 0;
}
.pv-rev-arrow-svg {
  width: 100%;
  height: 28px;
}
.pv-rev-callout {
  display: flex;
  align-items: baseline;
  gap: 14px;
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid var(--line-soft);
}
.pv-rev-pct {
  font-family: var(--font-display);
  font-size: 56px;
  line-height: 1;
  color: var(--gold);
  font-weight: 400;
  letter-spacing: -0.02em;
}
.pv-rev-pct-l {
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--mute);
  text-transform: uppercase;
  line-height: 1.4;
}

/* ---------- INDUSTRIES ---------- */
.industries { padding: var(--section-pad) 0; }
.industries-head { max-width: 720px; margin-bottom: 80px; }
.marquee-item {
  display: inline-flex;
  align-items: center;
  gap: 18px;
  flex-shrink: 0;
}
.marquee-text {
  font-size: clamp(40px, 5vw, 72px);
  font-style: italic;
  color: var(--ivory-dim);
  letter-spacing: -0.02em;
  white-space: nowrap;
}
.marquee-item:hover .marquee-text { color: var(--gold); }

.industry-detail-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--line-soft);
  border: 1px solid var(--line-soft);
  border-radius: 14px;
  overflow: hidden;
}
@media (max-width: 720px) { .industry-detail-grid { grid-template-columns: 1fr; } }
.industry-card {
  background: var(--bg-1);
  padding: 40px 36px;
}
.industry-card-head {
  display: flex; justify-content: space-between; align-items: flex-start;
  gap: 16px;
  margin-bottom: 14px;
}
.industry-name { font-size: 26px; letter-spacing: -0.014em; }
.industry-count {
  font-size: 11px;
  letter-spacing: 0.14em;
  color: var(--gold);
  text-align: right;
}
.industry-count-l {
  display: block;
  color: var(--mute);
  font-size: 9.5px;
  margin-top: 2px;
  letter-spacing: 0.2em;
}
.industry-d { font-size: 14.5px; line-height: 1.55; }
.industry-link {
  display: inline-block;
  margin-top: 18px;
  color: var(--gold);
  text-decoration: none;
  font-size: 13.5px;
}
.industry-link:hover { text-decoration: underline; text-underline-offset: 4px; }

/* ---------- PROCESS ---------- */
.process-head { max-width: 720px; margin-bottom: 80px; }
.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 56px;
}
@media (max-width: 880px) { .process-grid { grid-template-columns: 1fr; gap: 40px; } }
.process-step { position: relative; }
.process-num {
  font-size: 64px;
  color: var(--gold);
  letter-spacing: -0.04em;
  font-style: italic;
  line-height: 1;
}
.process-line { width: 32px; height: 1px; background: var(--gold); margin: 18px 0 24px; }
.process-t {
  font-family: var(--font-display);
  font-size: 30px;
  letter-spacing: -0.018em;
  line-height: 1.1;
  margin-bottom: 14px;
}
.process-d { font-size: 15.5px; line-height: 1.6; }

/* ---------- TESTIMONIALS ---------- */
.testimonials { background: var(--bg-0); padding: var(--section-pad) 0; border-top: 1px solid var(--line-soft); border-bottom: 1px solid var(--line-soft); }
.testimonial-q {
  font-size: clamp(28px, 3.5vw, 48px);
  font-family: var(--font-display);
  line-height: 1.18;
  letter-spacing: -0.018em;
  max-width: 980px;
  text-wrap: balance;
  font-style: italic;
  color: var(--ivory);
  position: relative;
}
.quote-mark {
  font-size: 1.5em;
  color: var(--gold);
  margin-right: 4px;
  vertical-align: -0.15em;
}
.testimonial-foot {
  display: flex; justify-content: space-between; align-items: flex-end;
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid var(--line-soft);
  flex-wrap: wrap;
  gap: 20px;
}
.testimonial-n { font-size: 22px; letter-spacing: -0.01em; }
.testimonial-meta { text-align: right; font-size: 12px; color: var(--gold); }
.testimonial-dots {
  display: flex; gap: 8px; margin-top: 32px;
}
.dot-btn {
  width: 28px; height: 4px;
  background: var(--bg-3);
  border: none;
  cursor: pointer;
  transition: background 200ms;
  border-radius: 2px;
}
.dot-btn.on { background: var(--gold); }

/* ---------- FUNDING PICKER ---------- */
.picker {
  padding: var(--section-pad) 0;
  border-top: 1px solid var(--line-soft);
}
.picker-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 96px;
  align-items: center;
}
@media (max-width: 880px) { .picker-grid { grid-template-columns: 1fr; gap: 48px; } }
.picker-copy { padding-right: 24px; }
.picker-card {
  background: var(--bg-2);
  border: 1px solid var(--line-soft);
  padding: 40px 44px;
}
@media (max-width: 880px) { .picker-card { padding: 28px; } }
.picker-amount {
  font-family: var(--font-display);
  font-size: 88px;
  line-height: 1;
  color: var(--gold);
  font-weight: 400;
  letter-spacing: -0.02em;
  margin-top: 8px;
  margin-bottom: 28px;
  font-variant-numeric: tabular-nums;
}
@media (max-width: 880px) { .picker-amount { font-size: 56px; } }
.picker-slider-wrap { margin-top: 4px; }
.picker-slider { width: 100%; }
.picker-marks {
  display: flex;
  justify-content: space-between;
  margin-top: 10px;
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--mute);
}
.picker-foot {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 24px;
}
.picker-foot-v {
  font-size: 14px;
  color: var(--ivory);
  margin-top: 4px;
  letter-spacing: 0.04em;
}
.picker-cta {
  width: 100%;
  justify-content: center;
}

/* ---------- ELIGIBILITY ---------- */
.elig-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 96px;
  align-items: start;
}
@media (max-width: 880px) { .elig-grid { grid-template-columns: 1fr; gap: 48px; } }
.elig-list { display: flex; flex-direction: column; gap: 32px; }
.elig-item {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 28px;
  padding-bottom: 32px;
  border-bottom: 1px solid var(--line-soft);
}
.elig-item:last-child { border-bottom: none; }
.elig-num {
  font-size: 44px;
  color: var(--gold);
  font-style: italic;
  line-height: 1;
}
.elig-h {
  font-family: var(--font-display);
  font-size: 26px;
  letter-spacing: -0.014em;
  margin-bottom: 10px;
}
.elig-d { font-size: 15px; line-height: 1.55; }

/* ---------- FAQ ---------- */
.faq { padding: var(--section-pad) 0; }
.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 96px;
  align-items: start;
}
@media (max-width: 880px) { .faq-grid { grid-template-columns: 1fr; gap: 48px; } }
.faq-list { border-top: 1px solid var(--line-soft); }
.faq-item { border-bottom: 1px solid var(--line-soft); }
.faq-q {
  width: 100%;
  background: transparent;
  border: none;
  cursor: pointer;
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px;
  text-align: left;
  padding: 24px 0;
  color: var(--ivory);
  font-size: 20px;
  letter-spacing: -0.01em;
  font-family: var(--font-display);
  transition: color 160ms;
}
.faq-q:hover { color: var(--gold); }
.faq-toggle {
  font-family: var(--font-mono);
  font-size: 22px;
  color: var(--gold);
  width: 32px; text-align: center; flex-shrink: 0;
}
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 320ms cubic-bezier(.2,.8,.2,1), padding 320ms;
}
.faq-item.open .faq-a {
  max-height: 240px;
  padding-bottom: 24px;
}
.faq-a p { font-size: 15.5px; line-height: 1.6; max-width: 640px; }

/* ---------- CTA BANNER ---------- */
.cta-banner {
  background: var(--bg-0);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 50% 0%, color-mix(in srgb, var(--gold) 12%, transparent), transparent 60%);
  pointer-events: none;
}
.cta-inner {
  display: flex; flex-direction: column; align-items: center;
  text-align: center;
  gap: 28px;
  max-width: 720px;
  margin: 0 auto;
  position: relative;
  z-index: 2;
}
.cta-mark { opacity: 0.7; }
.cta-title {
  font-size: clamp(40px, 5vw, 72px);
  letter-spacing: -0.025em;
  line-height: 1.04;
  text-wrap: balance;
}

/* ---------- FOOTER ---------- */
.footer {
  background: var(--bg-0);
  padding: 80px 0 32px;
  border-top: 1px solid var(--line-soft);
  position: relative;
  overflow: hidden;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.4fr;
  gap: 56px;
}
@media (max-width: 880px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .footer-brand { grid-column: 1 / -1; }
}
.footer-tag {
  font-size: 28px;
  margin-top: 20px;
  letter-spacing: -0.015em;
  line-height: 1.15;
}
.footer-col { display: flex; flex-direction: column; gap: 12px; }
.footer-col p { margin-bottom: 4px; }
.footer-col a {
  color: var(--ivory-dim);
  text-decoration: none;
  font-size: 14px;
  transition: color 160ms;
}
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  position: relative;
  z-index: 2;
}
.footer-meta {
  display: flex; gap: 24px; align-items: center;
  font-size: 12px;
}
.footer-meta a {
  color: var(--mute);
  text-decoration: none;
  transition: color 160ms;
}
.footer-meta a:hover { color: var(--gold); }
.footer-watermark {
  position: absolute;
  bottom: -50px;
  left: 50%;
  transform: translateX(-50%);
  font-size: clamp(180px, 26vw, 380px);
  color: transparent;
  -webkit-text-stroke: 1px color-mix(in srgb, var(--gold) 22%, transparent);
  letter-spacing: -0.04em;
  line-height: 1;
  font-style: italic;
  pointer-events: none;
  white-space: nowrap;
  user-select: none;
  z-index: 1;
}

/* ---------- PAGE HERO ---------- */
.page-hero {
  padding: clamp(140px, 18vh, 200px) 0 clamp(64px, 9vh, 110px);
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(to right, var(--line-soft) 1px, transparent 1px),
    linear-gradient(to bottom, var(--line-soft) 1px, transparent 1px);
  background-size: 80px 80px;
  mask-image: radial-gradient(ellipse 90% 80% at 30% 30%, black, transparent);
  -webkit-mask-image: radial-gradient(ellipse 90% 80% at 30% 30%, black, transparent);
  opacity: 0.4;
  pointer-events: none;
}
.page-title {
  font-size: clamp(48px, 7vw, 96px);
  font-family: var(--font-display);
  font-weight: 400;
  letter-spacing: -0.025em;
  line-height: 1.0;
  margin-top: 24px;
  text-wrap: balance;
  position: relative;
}
.page-sub {
  font-size: 19px;
  margin-top: 28px;
  line-height: 1.55;
  max-width: 660px;
  text-wrap: pretty;
  position: relative;
}

/* ---------- HOW IT WORKS ---------- */
.how-list { max-width: 980px; }
.how-row {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: 48px;
  padding: 56px 0;
  border-bottom: 1px solid var(--line-soft);
}
.how-row:last-child { border-bottom: none; }
@media (max-width: 720px) { .how-row { grid-template-columns: 1fr; gap: 24px; } }
.how-marker { position: sticky; top: 100px; align-self: start; }
.how-phase {
  font-size: 11px;
  letter-spacing: 0.18em;
  color: var(--gold);
  display: block;
  margin-bottom: 14px;
}
.how-line { width: 56px; height: 1px; background: var(--gold); }
.how-title { font-size: clamp(36px, 4.5vw, 56px); letter-spacing: -0.022em; line-height: 1.04; }
.how-desc { font-size: 17px; line-height: 1.55; margin-top: 20px; max-width: 640px; }
.how-meta {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--line-soft);
  max-width: 640px;
}
.how-meta-v { font-size: 14px; color: var(--ivory); margin-top: 4px; }

/* ---------- ISO ---------- */
.iso-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--line-soft);
  border: 1px solid var(--line-soft);
}
@media (max-width: 720px) { .iso-stats { grid-template-columns: repeat(2, 1fr); } }
.iso-stat { background: var(--bg-1); padding: 36px 28px; }
.iso-stat-n { font-size: clamp(36px, 4vw, 56px); color: var(--gold); letter-spacing: -0.025em; }
.iso-stat-l {
  font-size: 11px;
  letter-spacing: 0.18em;
  color: var(--mute);
  margin-top: 12px;
}
.iso-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 96px;
  align-items: start;
}
@media (max-width: 980px) { .iso-grid { grid-template-columns: 1fr; gap: 48px; } }
.iso-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1px;
  background: var(--line-soft);
}
@media (max-width: 720px) { .iso-list { grid-template-columns: 1fr; } }
.iso-item { background: var(--bg-1); padding: 32px 28px; }
.iso-item-num {
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--gold);
  margin-bottom: 14px;
}
.iso-item-h {
  font-family: var(--font-display);
  font-size: 22px;
  letter-spacing: -0.01em;
  line-height: 1.18;
  margin-bottom: 10px;
}
.iso-item-b { font-size: 14.5px; line-height: 1.55; }

/* ---------- ABOUT ---------- */
.about-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 96px;
  align-items: start;
}
@media (max-width: 880px) { .about-grid { grid-template-columns: 1fr; gap: 48px; } }
.about-narrative { max-width: 660px; }
.about-p {
  font-size: 18px;
  line-height: 1.6;
  color: var(--ivory-dim);
  margin-top: 24px;
  text-wrap: pretty;
}
.about-block {
  background: var(--bg-2);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 36px;
}
.about-promise {
  font-size: 28px;
  margin-top: 18px;
  line-height: 1.3;
  letter-spacing: -0.014em;
}
.about-stats {
  border-top: 1px solid var(--line-soft);
  border-bottom: 1px solid var(--line-soft);
  background: var(--bg-0);
  padding: 80px 0;
}
.about-stats .stats-grid {
  grid-template-columns: repeat(6, 1fr);
}
@media (max-width: 980px) { .about-stats .stats-grid { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 560px) { .about-stats .stats-grid { grid-template-columns: repeat(2, 1fr); } }

.leadership-head { margin-bottom: 64px; max-width: 720px; }
.leadership-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}
@media (max-width: 980px) { .leadership-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .leadership-grid { grid-template-columns: 1fr; } }

.leader-card { display: flex; flex-direction: column; gap: 14px; }
.leader-portrait {
  aspect-ratio: 1;
  background: linear-gradient(135deg, var(--bg-2), var(--bg-3));
  border: 1px solid var(--line);
  display: flex; align-items: center; justify-content: center;
  position: relative;
}
.leader-portrait::after {
  content: "";
  position: absolute;
  inset: 12px;
  border: 1px solid var(--line-soft);
}
.leader-init {
  font-size: 64px;
  color: var(--gold);
  font-style: italic;
  letter-spacing: -0.03em;
}
.leader-n { font-size: 22px; letter-spacing: -0.012em; margin-top: 6px; }
.leader-r {
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--gold);
  margin-top: -4px;
}
.leader-b { font-size: 14px; line-height: 1.55; }

/* ---------- CONTACT ---------- */
.contact-hero { padding-bottom: 48px; }
.contact-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 64px;
  align-items: start;
}
@media (max-width: 980px) { .contact-grid { grid-template-columns: 1fr; gap: 48px; } }

.contact-form-wrap {
  background: var(--bg-2);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 48px;
  position: relative;
  min-height: 540px;
}
@media (max-width: 560px) { .contact-form-wrap { padding: 32px 24px; } }
.contact-form-wrap::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 18px;
  padding: 1px;
  background: linear-gradient(180deg, var(--gold), transparent 50%);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
          mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
          mask-composite: exclude;
  opacity: 0.4;
  pointer-events: none;
}
.form-progress {
  display: flex; gap: 8px;
  margin-bottom: 32px;
}
.form-tick {
  flex: 1;
  height: 3px;
  background: var(--bg-3);
  border-radius: 2px;
  transition: background 300ms;
}
.form-tick.on { background: var(--gold); }
.form-step { display: flex; flex-direction: column; gap: 24px; }
.form-step-h {
  font-size: clamp(28px, 3.5vw, 38px);
  letter-spacing: -0.018em;
  line-height: 1.12;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
@media (max-width: 560px) { .form-row { grid-template-columns: 1fr; } }
.form-field { display: flex; flex-direction: column; gap: 8px; }
.form-input, .form-textarea {
  width: 100%;
  background: var(--bg-1);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 14px 16px;
  font-family: var(--font-sans);
  font-size: 15px;
  color: var(--ivory);
  transition: border-color 160ms;
}
.form-input:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--gold);
}
.form-textarea { resize: vertical; min-height: 120px; font-family: var(--font-sans); }
.form-range-marks {
  display: flex; justify-content: space-between;
  font-size: 11px; color: var(--mute); letter-spacing: 0.12em;
  margin-top: 8px;
}
.form-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 10px;
}
.form-opt {
  background: var(--bg-1);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 14px 16px;
  font-family: var(--font-sans);
  font-size: 14px;
  color: var(--ivory-dim);
  text-align: left;
  cursor: pointer;
  transition: all 160ms;
}
.form-opt:hover { border-color: var(--gold); color: var(--ivory); }
.form-opt.on {
  border-color: var(--gold);
  background: rgba(212, 160, 86, 0.1);
  color: var(--gold);
}
.form-select-group { display: flex; flex-direction: column; gap: 16px; margin-bottom: 12px; }
.form-nav {
  display: flex;
  gap: 12px;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--line-soft);
}

.slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 4px;
  background: var(--bg-3);
  border-radius: 2px;
  outline: none;
}
.slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  border: 4px solid var(--bg-1);
  box-shadow: 0 0 0 1px var(--gold), 0 4px 12px rgba(212, 160, 86, 0.4);
}
.slider::-moz-range-thumb {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  border: 4px solid var(--bg-1);
}

.contact-success {
  display: flex; flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 18px;
  padding: 40px 20px;
}
.contact-success-h { font-size: clamp(32px, 4vw, 44px); margin-top: 12px; letter-spacing: -0.02em; }

.contact-aside {
  display: flex; flex-direction: column; gap: 28px;
}
.contact-aside-block {
  padding-bottom: 24px;
  border-bottom: 1px solid var(--line-soft);
}
.contact-aside-block:last-child { border-bottom: none; }
.contact-phone {
  display: block;
  font-size: 32px;
  margin-top: 8px;
  margin-bottom: 6px;
  color: var(--ivory);
  text-decoration: none;
  letter-spacing: -0.014em;
}
.contact-phone:hover { color: var(--gold); }
.contact-email {
  display: block;
  font-size: 14px;
  color: var(--gold);
  text-decoration: none;
  margin-top: 8px;
}
.contact-addr { font-size: 17px; margin-top: 8px; line-height: 1.4; letter-spacing: -0.005em; }
.contact-trust { display: flex; flex-direction: column; align-items: flex-start; }

/* ---------- TWEAKS panel z-index fix ---------- */
.tweaks-panel { z-index: 1000; }